Step 3: Prepare the Cream Cheese Filling
In a separate bowl, beat the softened cream cheese until smooth and lump-free. Add the sugar and mix until creamy. Beat in the egg and vanilla extract until the filling is silky and uniform.
Step 4: Assemble the Layers
Pour half of the banana bread batter into the prepared loaf pan and spread it evenly.
Carefully spoon the cream cheese mixture over the batter, spreading it gently to form an even layer. Avoid letting it touch the edges of the pan.
Top with the remaining banana bread batter, spreading it carefully to fully cover the cream cheese layer.
Step 5: Bake to Perfection
Place the loaf pan in the center of the oven and bake for 55–65 minutes. If the top begins to brown too quickly, loosely cover it with aluminum foil during the last 15 minutes.
The bread is done when a toothpick inserted into the banana portion comes out clean (avoid testing the cream cheese layer).
Step 6: Cool and Slice
Remove the banana bread from the oven and let it cool in the pan for about 15 minutes, then transfer it to a wire rack to cool completely. This step is crucial—cooling allows the cream cheese layer to set properly.
Once cooled, slice and enjoy!
Tips for the Best Results
- Use very ripe bananas for maximum flavor and natural sweetness
- Make sure the cream cheese is fully softened for a smooth filling
- Let the bread cool completely before slicing for clean layers
- Store leftovers in the refrigerator for up to 4 days
Final Thoughts
Cream Cheese-Filled Banana Bread is the ultimate upgrade to traditional banana bread. The contrast between the moist banana loaf and the luscious cream cheese center makes it unforgettable. Whether you’re baking for family, guests, or yourself, this recipe is guaranteed to impress with minimal effort.
One slice is never enough 🍌🧁💛
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