Step 3: Create the Roux

Sprinkle the flour over the sautéed onions and garlic. Stir constantly for about 1–2 minutes. This mixture, called a roux, helps thicken the soup and gives it a creamy consistency.

Make sure the flour cooks slightly to remove the raw taste but do not let it burn.

Step 4: Add the Broth and Potatoes

Slowly pour in the chicken broth while stirring continuously to prevent lumps from forming. Once the broth is fully incorporated, add the diced potatoes.

Bring the mixture to a gentle boil, then reduce the heat and let it simmer for about 15 minutes, or until the potatoes are tender when pierced with a fork.

Step 5: Add the Ham and Dairy

Once the potatoes are soft, stir in the diced ham. Next, add the milk and heavy cream, stirring well to combine. Allow the soup to simmer for another 5 minutes so the flavors blend together.

This stage is where the soup begins to develop its rich and creamy texture.

Step 6: Melt the Cheese

Gradually add the shredded cheddar cheese while stirring continuously. Adding the cheese slowly helps it melt smoothly into the soup without clumping.

Continue stirring until the cheese is fully melted and the soup becomes thick, creamy, and smooth.

Step 7: Season and Adjust

Season the soup with salt, black pepper, and paprika if desired. Taste the soup and adjust the seasoning according to your preference.

If the soup is thicker than you like, add a small amount of broth or milk. If it is too thin, let it simmer a few minutes longer.

Step 8: Serve and Garnish

Ladle the hot soup into bowls and garnish with chopped parsley or green onions. For extra flavor, you can also sprinkle a little additional shredded cheese on top.

Serve the soup with crusty bread, toasted baguette slices, or warm biscuits.

Tips for the Best Soup

Use starchy potatoes: Russet potatoes work well because they break down slightly and help thicken the soup naturally.

Use good-quality cheese: Freshly shredded cheddar melts better than pre-shredded cheese.

Blend for extra creaminess: If you prefer a smoother soup, blend part of the soup with an immersion blender before adding the ham and cheese.

Add vegetables: Carrots, celery, or corn can add extra flavor and texture.

Storage and Reheating

This soup stores very well. Allow it to cool completely, then keep it in an airtight container in the refrigerator for up to 3 days.

To reheat, warm it slowly on the stove over low heat, stirring occasionally. You may need to add a splash of milk or broth to restore the creamy consistency.

Final Thoughts

Creamy Potato, Ham, and Cheese Soup is the perfect example of how simple ingredients can create something incredibly comforting. The soft potatoes, savory ham, and melted cheese come together to form a rich and satisfying dish that the whole family can enjoy.

Whether you’re making it for a quick dinner, a cozy weekend meal, or using leftover ham from a holiday, this soup is guaranteed to warm you up and leave everyone asking for another bowl.